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By mfloan on April 29th, 2012
Multifamily Rate Update
An update on Multi-Family rates as of April 26 2012.
Tag: "commercial real estate lending,"
By aklingher on February 12th, 2012
Thoughts from CREF
Last week I was at the Mortgage Bankers Association-Commercial Real Estate Forum, the big annual commercial real estate lenders conference. There was lots of discussion about loans coming due, larger life company allocations and the return (again) of CMBS. All of this was interesting but my biggest take away from CREF relates to the agency [...]
By mfloan on August 12th, 2011
Do I really need to send in all these documents just for a quote?
I often get asked by clients why the need to send me so much information just to get a quote on a loan. They want to tell me what they think the property is worth and think I should then be able to give them a firm quote. They tell me other mortgage brokers do [...]
By mfloan on August 10th, 2011
Yield Maintainance Prepayment Premium – Should I worry?
The question I get most asked is how does yield maintenance prepayment penalty work and should I be worried about it. This is especially true for borrowers who had previously borrowed from banks and are now looking at a loan from Freddie Mac or Fannie Mae. My short answer is that this is not something [...]
By mfloan on August 09th, 2011
The difference between 30/360 and actual/360 and why should you care?
Just got a loan, but do you really know how your lender calculates your monthly payment and amortization schedule? It’s not as simple as you think. In fact your lender may be calculating your payment differently than you expect or know.